As an independent agent, we do not work for an insurance company..we work for you!

All of our carriers meet our strict standards for excellence in financial security, outstanding claims defense, extensive experience in as well as long term commitment to your state.

We understand the battle between ever increasing overhead costs and declining reimbursements that practices struggle with each and every year.

As an independent agent, we are not contractually bound to a carrier.  Therefore, you can be assured of a true, independent review of your needs, premiums and carriers available in your state.

For 30 years we have been working on behalf of our clients ensuring they have the most cost effective professional liability insurance policy available in the marketplace.

We continually monitor pricing and trends amongst carriers to ensure our clients are receiving the lowest possible rate available to them from their own carrier as well as the entire state marketplace.

By dealing with a wide array of insurance carriers, physicians have found that we are able to offer carriers and pricing that they have never been shown before.

PIC is the trusted broker for the American Independent Physician Association (AMERIPA), as well as the Pennsylvania and New Jersey Independent Physician Associations.  These associations have Risk Purchasing Groups  that enable solo and small practice members to receive pricing normally reserved for large groups.

The most trusted name in medical malpractice insurance since 1992

Larger agencies DO NOT OBTAIN better pricing for their clients.  We believe just the opposite to be true as larger agencies sell a policy and move on.  In their effort to grow even larger, existing clients tend to get overlooked and wind up sitting with the same carrier for years never knowing there may be better pricing available.

We put our current clients first and constantly review their policies to ensure they are receiving the best price available every year.

In this age of agency acquisitions and mergers, we do not answer to corporate offices.  Our only concern is how we perform for you.

We are dedicated to helping practices remain independent and thrive